Cookie Policy

1. Purpose of This Cookie Policy

This Cookie Policy explains how cookies and similar technologies are used on this website. The website operates as an independent informational resource that provides educational content about merchant dashboards, payment data environments, and general operational concepts, including a neutral reference to MX Merchant. The policy describes what types of cookies may be used, the purpose of each category, how users can manage their preferences, and how cookie practices align with applicable United States privacy requirements.

2. What Cookies Are

Cookies are small text files stored on a user’s device when a website is accessed. These files allow a website to recognize a device during a browsing session and support basic technical functions such as page navigation, session stability, and system security.
Cookies may be session-based, meaning they expire when the browser is closed, or persistent, meaning they remain on the device for a defined period. This website uses only limited categories of cookies necessary for operational purposes and does not use cookies for advertising or behavioral tracking.

3. Strictly Necessary Cookies

Strictly necessary cookies support essential website functions that enable pages to load correctly and maintain system stability. These cookies help manage session continuity, protect against automated misuse, and maintain basic security controls.
Without these cookies, certain technical functions of the website may not operate properly. These cookies do not collect personal information for marketing or tracking purposes and are used only to support core website operation.

4. Functional Cookies

Functional cookies may be used to support user interface consistency and basic preference handling within the website environment. These cookies help maintain technical settings such as language display, session behavior, or interface configuration where applicable.
Functional cookies are limited to operational purposes and do not track user activity across other websites. Information collected through functional cookies is used only to support the technical performance of the website.

5. Limited Analytics

The website may use limited analytics tools configured to collect aggregated and non-identifiable usage information. This data may include page visits, general traffic patterns, device types, and browser categories. The purpose of this information is to monitor system performance, identify technical issues, and maintain stable website operation.
Analytics configurations are designed to avoid cross-site tracking, advertising identifiers, or user profiling. Data is processed in aggregated form and is not used to identify individual users.

6. Cookies That Are Not Used

This website does not use advertising cookies, behavioral tracking technologies, remarketing tools, or cross-site tracking systems. No cookies are used for targeted advertising, audience profiling, or marketing measurement.
The website does not allow third-party advertising networks, social media tracking pixels, or data-sharing technologies that monitor browsing behavior outside of this website environment.

7. Cookie Banner and Consent

Where required, a cookie notice may be displayed when users first access the website. The notice provides information about cookie use and allows users to review cookie categories before continuing to browse.
Users may accept or decline optional cookies where applicable. Strictly necessary cookies remain active because they support essential website operation and security.

8. Managing Cookie Preferences

Users can control or remove cookies through browser settings at any time. Most browsers allow cookies to be blocked, deleted, or restricted based on user preference. Disabling certain cookies may affect website functionality or page performance depending on the browser configuration.
Instructions for managing cookies are available within the help section of the user’s browser.

9. Global Privacy Control (GPC)

The website recognizes browser-based privacy signals such as Global Privacy Control (GPC) where supported by the hosting environment. When detected, these signals are treated as a request to limit data processing where applicable under relevant state privacy laws.
Because the website does not sell personal information or use targeted advertising, GPC signals do not change advertising behavior but are acknowledged as part of privacy preference handling.

10. Data Retention and Security

Information collected through cookies and limited analytics is retained only for the period necessary to support operational monitoring and system security. Data is stored in aggregated or technical form and is not used to create user profiles or long-term behavioral records.
Technical safeguards are applied through secure hosting infrastructure and access controls to protect operational data from unauthorized access.

11. Policy Updates

This Cookie Policy may be updated to reflect changes in website technology, operational practices, or applicable legal requirements. Any updates will be posted on this page with a revised “Last Updated” date. Continued use of the website after changes indicates acknowledgment of the updated policy.